TREAT NOW,
PAY LATER.

PAYMENTS MADE SIMPLE

At ETHR LAB, we believe your wellness journey should never be compromised by financial limitations. That’s why we’ve partnered with Cherry, a flexible financing solution that empowers you to invest in your health today and pay over time. Whether you’re committing to the restorative power of Hyperbaric Oxygen Therapy (HBOT), the transformative benefits of Endospheres body contouring treatments, or the rejuvenating results of exosome microneedling, Cherry makes it easier than ever to prioritize your wellness.

Why Cherry Financing?

When it comes to optimizing your health, time is of the essence. Cherry allows you to:

> Break Down Costs: Split payments into manageable monthly installments.

> Get Started Immediately: Don’t wait to experience the benefits of premium therapies.

> Invest in the Best: Access cutting-edge treatments without financial hesitation.

> No Hard Credit Check: Applying is in seconds and won’t impact your credit score.

The Power of Choice

Your health isn’t one-size-fits-all, and neither should your payment plan be. Cherry gives you the flexibility to design a payment strategy that works for you. Choose from 3, 6, or 12-month payment plans and unlock access to the therapies that will help you thrive.

How It WorksChoose from a range of monthly payment plans, with qualifying 0% APR options. Applying is simple and does not impact your credit score. If you're approved for financing, you can use your funds immediately. Manage your payment options using Cherry's self-serve patient portal.

Flexible Payments For Any BudgetUse the payment calculator to simulate what your monthly payments could look like.

Purchase Amount

These are examples only. 0% APR and other promotional rates subject to eligibility. Exact terms and APR depend on credit score and other factors. Not every practice that uses Cherry will offer the payment plan terms listed above.

$--.-- / month

Enter a purchase amount to see estimated payments

TestimonialsDon’t just take our word for it! Here’s what other patients have to say about Cherry…

Bryana

“I was worried the application would take long, I would have paid on my credit card – but it only took a few minutes and I'm so happy I can split my payments up now!”

Alex

“Cherry was really easy to use and super fast. I can't wait to go back and try different services now that I can split my payments!”

Marie

“I used this on Monday and it was great. Low down payment and low monthly. You all should try it.”

Gabriel

“Cherry was great, one of the better lending companies I’ve ever used. Making payments was a lot easier and I appreciate that Cherry was willing to work with me.”

Alyssa

“Cherry is amazing!!! Now we can get everything done!!”

Cassie

“I’ve been putting off these treatments for a long time. I scheduled them all today using Cherry!”

Frequently Asked Questions

How long is my approval valid for?

Approvals are valid for 30 days. Once that time period expires, you are welcome to reapply.

Can I increase my approval amount?

If you are eligible for an increase, you may request this through the Cherry Patient Portal. Increased approval amount and decision are subject to eligibility. If you do not see the button to "request an increase," it means you are ineligible for an increase at this time.

Can I pay this off early?

Yes, Cherry does not have any prepayment penalties. If you have interest and pay off early, you’ll even avoid some of that interest.

Does my 0% APR offer expire?

No, if you’re eligible for a 0% APR offer, it doesn’t expire for the current approval. For example: If you were approved for a 6 month term with 0% APR, this promotion is valid until the end of term as long as you stay current with your payments.

How much is my down payment and when is it due?

Once you input your purchase price, you’ll be provided with the options you have for down payment. It is due when the practice confirms they will need the funds in order to move forward with your services. Remember to bring your bank issued debit or credit card* when you are ready for checkout.

*Making payments via Pre-Paid Debit Card or Credit Card will result in a 2.99% processing fee. There is no processing fee for making a down payment with a traditional Debit Card.

How are refunds handled?

To request a refund, please contact ETHR Lab directly.

We defer to the refund policies put in place by ETHR Lab and cannot initiate a refund without their approval.

Once ETHR Lab authorizes a refund we will deposit the refunded amount (full or partial) into your account. Your Cherry account status and loan balance are adjusted accordingly.

If a partial refund is issued, your loan amount will be adjusted to reflect your new remaining balance. If a refund is issued in full, any payments made on your loan will be returned to you.

Does Cherry report to the credit bureaus?

Yes, Cherry may report the status of our borrowers’ accounts to Equifax, one of the major credit bureaus.

Can missing payments on my account with Cherry hurt my credit?

Cherry is required to report all payment history to the credit bureaus. This means we may also report late payments, missed payments, or other deliquencies on your account to the credit bureaus.

Manage My PlanManage your payment plans inside the Cherry Patient Portal.

Ready to invest in your wellness? Click below to apply and take the first step toward the best version of you.

APPLY NOW

QUESTIONS, ANSWERED.

What is Cherry Financing, and how does it work?

Cherry Financing is a flexible payment solution that allows you to access ETHR LAB’s premium services—like Hyperbaric Oxygen Therapy, Endospheres treatments, and microneedling—without paying the full cost upfront. You can split your purchase into manageable monthly payments over 3, 6, or 12 months, depending on your preference. The application process is fast, with an instant decision and no hard credit check.

Who is eligible to use Cherry Financing?

Cherry Financing is designed to be accessible for most clients. To qualify, you need to be at least 18 years old (or 21 in some states), have a valid bank account, a credit or debit card, and a mobile phone number. Approval decisions are made instantly based on your financial profile.

What services at ETHR LAB can I finance with Cherry?

You can use Cherry Financing for a variety of ETHR LAB’s packages like Hyperbaric Oxygen Therapy (HBOT), Endospheres Body Contouring, Ballancer Pro Lymphatic Compression, Exosome Microneedling, and more.

How do I apply for Cherry Financing?

Applying is quick and easy:

Visit ETHR LAB and ask our team about Cherry Financing.
Use the link provided to start your application online.
Fill out a simple form, and you’ll receive an instant decision.
Once approved, book an consultation get signed up for treatments or call (708) 847-8682.

Are there any hidden fees or penalties?

No surprises here! Cherry Financing is transparent about all costs upfront. Your payment plan will clearly outline any fees, interest (if applicable), and terms. As long as you make your payments on time, there are no hidden fees or penalties.

BOOK NOW (708) 847-8682